The Frail Human

There is a story about Yudhishthira, of Mahabharata fame. When asked what is the most beautiful thing on this planet, he says it is “Maya”, which is the magic that keeps the world running. Everyone knows that death is inevitable, yet the will and desperation to live is so intense that each person thinks that s/he is invincible. That bad things can happen only to other people and not to them and their near and dear ones. And then one fine day, the bubble bursts…

The frail nature of the human flesh was revealed to me just yesterday, in quite a grotesque way. On the way to my office, I came across a traffic jam. Initially the source of traffic jam was not apparent. However, as the vehicles on the road inched forward, the reason became evident. There were police men visible, not traffic police, but regular police. And they were directing the traffic. That can only mean one thing: an accident further up the road.

An accident it was and it was not a sight for the squeamish. The body of the deceased was covered with a white cloth. However, the reason for the death was evident from the mess that lay around the body. Suffice to say, that the person driving a motorcycle (for the last time) was not wearing a helmet. My estimate is that the bike slipped and …

This incident lead me to think about the frailty of the human body. A severe blow to certain sections of the head, or a pin-prick, strategically executed. And life is converted to after-life. In the everlasting battle of life and death, eventually death does triumph. Every day, life does its best to come out tops. Life gives small victories which lead the living to believe in invincibility. And yet, therein lies life’s biggest paradox: the longer you live, the greater your probability of dying with every passing day.

I am sure the person who never made it to office/home yesterday did not know that it was not meant to be for him to reach his destination. I am sure he never thought about it. Neither does anyone of us when we are performing everyday activities, such as crossing the road, boarding a train, switching on an electric appliance. All these activities have the potential to be life threatening. Yet the living remain oblivious of them.

And that is exactly what Maya is: the living wish to live indefinitely, though death is the constant force surrounding them.

/Radgovin

Safe Haven

Safe Haven

"I told them, I know who planted bombs in the train!" exclaimed Rahul to the crowd, which was watching him with glazed eyes and unwavering awe.

"I went on to describe them. One had orangeish hair, with a scar down his cheek. The second guy had pink hair. He had grotesquely coloured blue-red eyes. The third was a female, or so she seemed to me, and she was wearing no clothes!"

Silence in the gathering.

"Its amazing, isn't it? But their response was more incredible. 'Are you crazy, you lunatic?' they said"

A few appreciative chuckles ruffled through the gathering.

"You are certifiably crazy, one of them said. I denied that. I told them I was not drunk. Their tests confirmed that. They took me to a shrink, where I repeated my story and also rattled off my other heroic; how I saved the world from drowning by drinking a lot of the flood waters from that gutter of a river"

Clapping from the assembly.

"That's how I ended up here" finished Rahul, pointing towards the seven storied building housing the mental asylum.

Later, Rahul was joined by another person of similar standing, Rohit.
"You love blabbering, don't you? However, I wish you'd stop that. I fear, one day, they are going to realize our game and chuck us out of this safe haven"

"Safe haven is right. Where else in this city can you get free food, clean clothes, and good medical care? Better live a secure life in an asylum than as a destitute roaming the unsafe streets of the metropolis" said Rahul.

"What if they catch onto us?"

"Who cares? I am sure both of us can cook up another tall story to come back to this particular tall story!" said Rahul, again pointing towards the aslyum building.

[This story has been submitted for consideration in the Flash Fiction contest being conducted by Caferati as part of the Kala Ghoda Festival. More details can be found here: http://caferati.blogspot.com/]

Finance Basics

Everyone can do with understanding the basics of Finance. Same is applicable for me too! :)

Sr. No.	Term	Meaning
1	Liquidity Ratio	It shows the ability of a firm to pay its short term debts as they mature
2	Current Ratio	Current Assets / Current Liabilities
3	Quick Ratio (Acid-test)	Quick assets / Current Liabilities where, quick assets = current assets - inventory
4	Profitability Ratio	It is used to measure a firm's efficiency & ability to generate profits
5	Gross Profit margin	Gross profit / Sales
6	Net Profit margin	Net Profit (PAT) / Sales
7	Ownership Ratio	This helps to analyze the present and future investments in a firm & to compare the investments with factors such as Debt, Earnings, Dividends & Stock price
8	Return on Equity or Net Worth (RONW)	RONW = Net Profit / Avg. Equity
9	Earnings Per Share (EPS)	EPS = Net profit / No. of shares outstanding
10	Price Earnings Ratio (P/E)	P/E = Market price of shares / EPS
11	Debt Equity Ratio	Total debt / Total Equity
12	Debt Service Coverage Ratio	(PAT + Depreciation + Non cash expenses + interest on loans) / (interest on loans + Repayments)
13	Average Net Funds Employed (ANFE)	ANFE = Average Net Working Capital + Average Net Fixed Assets
14	Return On Capital Employed (ROCE)	ROCE = (PBIT - TAX) / ANFE
15	Economic Value Added (EVA)	EVA = (ROCE - WACC) x ANFE

For further reading: http://www.dsm.com/en_US/html/invest/glossary.htm

Movie Review: Taare Zameen Par

All the citizens of this great country that we live in, i.e. Bharat, will agree with me that some of us, or even most of us, are the biggest hypocrites in the whole wide world. Not only that, we are among the worst racist and non-secular people in the world. There is ample proof of all these qualities everywhere. I will cite a few examples:

• Policy formers emphasize the need for increase in female to male population ratio. Policy formers reside in New Delhi. India's highest rate of female infanticide occurs in the northern states of India.
• We talk about equality for all. And then we go ahead and have reservations for backward classes and women, when economic concessions are the need of the day.
• We talk about equality and yet when the time comes to implement a uniform civil code, we make hasty reversals in policy.
• We crib about how the west has zero respect for women, how women are treated as objects in the west and how, traditionally, India has always been kind and generous to women. And then we have incidents such as rapes, molestation and groping that take place every day.
• Worst of all, we have got a very poor media: one which is interested in marketability of the news as opposed to the impact. A media which excels in doling out sensationalist oeuvre as opposed to journalistic excellence. A media which leaves no stones unturned when gets an opportunity to calumniate any individual/organization - an opportunist media, in short.

Therefore, it does not come as a surprise that cinema has chosen over the last few years to make movies which deride this phenomenon of rapacious journalism. Also, movies over the years have criticized the attitude of the Indian masses: the chalta hai attitude, the over dependence on fortune as opposed to hard work and the ineptitude of the junta to realize plights of differently abled people in this country.

The movie Taare Zameen Par, which speaks about learning disabilities, comes as a breath of fresh air. For me, there was serendipity in how I came across to seeing the movie. Me and MsF had gone to watch Welcome [which by the way is a good brainless comedy to watch and forget about your worries for a while]. Since the theatre we went to was not playing the said movie, we decided to watch TZP. This was what we call a run-time-decision (RTD). And like most of my RTDs this proved to be an amazing experience.

TZP is the story of a boy Ishant Avasti, born to middle class parents in the city of Mumbai. Therefore, that puts him into a category of millions. He is, therefore, no different than any other kid roaming the streets of Mumbai and that is exactly how his parents treat him. What his parents do not realize though is the fact that their child is unique. He has abilities that very few other people on this planet possess. That of looking at the world in a different way than is taught at schools, imbibed by parents and reinforced by interactions with peers. He is a dyslexic: he has learning disabilities. Unfortunately for him, even his parents do not realize this disability. However, with this disability he is also in possession of a wonderful gift - that of an amazing ability of capturing what he sees as pictures - pictures which range from tranquil colourful panoramas to intense, soulful paintings showing the pain in his small heart.

TZP scores maximum points for the rendition of the lead character's emotions. The movie revolves around the child actor [sometimes a tad too long!] and Aamir Khan plays a wonderful supporting actor role. He lets his lead actor direct the pace of the movie, involving himself just at the right time when he feels the movie might be losing some steam. Although the movie has a running time in excess of conventional hindi cinema, at no point is the viewer forced to think about taking a breather. The musical score by SEL is brilliant, especially the track "Kholo Kholo". This depicts the state of mind of "the brash and confident child who loses his confidence because his parents don't understand his plight and send him to training school where he meets a teacher who helps him understand himself and regain his confidence so that he can shine in this materialistic world".

A must watch movie for people who have been deprived of good viewing fare over the last year, with ostentatiously crappy movies such as OSO and Saawariya hogging the limelight. 4.5 stars to this movie out of 5!!!